All Categories Legal Home Contents And Liability Insurance

Home Contents And Liability Insurance

Do I need a home contents and liability insurance?

As a tenant, you are required to have a home contents and liability insurance.

Assistance with Obtaining Insurance:

If you need help securing liability insurance, we offer assistance to ensure you find the right coverage. You can request us to arrange your insurance here.

Please note, there is a service fee of €50, excl. VAT is applicable. In this case, we will advance the payment for the home contents and liability insurance on your behalf, for a 12-month period. The cost typically ranges from €130,00-150,00 for one year, and it will be invoiced to you on your upcoming rent invoice. The insurance will be terminated by us after your check-out. After, you must apply for insurance yourself, as we cannot continue to cover it or invoice you once you stop renting with us.

Reason for Requirement:

Home contents and liability insurance is essential because it protects you if you accidentally cause damage to the rental property or to others. This includes situations like:

  • Spilling wine on the sofa

  • Breaking a mirror

  • Causing burn marks on a surface

  • Knocking over the TV or dropping someone else’s phone

These are examples of unintentional incidents, which are typically covered.

Intentional damage, reckless behaviour, or structural issues caused by poor maintenance are not covered.

Having valid insurance ensures you don’t face high repair costs in case of accidental damage — and provides peace of mind during your stay.

Why It Must Be Dutch:

According to our general terms and conditions, your liability insurance must be with a Dutch company. This requirement facilitates easier claims recovery processes and simplifies legal proceedings, should they become necessary. Dutch insurance policies are tailored to meet local laws and offer coverage that fits the needs and legal requirements in the Netherlands.

Additional Benefits:

Liability insurance not only fulfils our leasing requirements but also provides peace of mind by protecting you financially from potential damage claims during your tenancy.

For questions about liability insurance or provider recommendations, please contact us. We’re here to help ensure that your tenancy is secure and compliant with all necessary legal requirements.